Description: Research report describing the results of an Emerging Risks Survey conducted in November 2008. Emerging risks can be thought of from two perspectives: completely new risks that have never been seen before, and risks that are evolving in unexpected ways.

Description: A summary and analysis of REG-103163-18, the proposed regulations providing guidance for property-casualty loss reserve discounting (LRD) under IRC Section 846.

Description: 1994 SOA Spring Meeting, San Francisco. This session about fluctuation in interest rates covered: 1. The impact of increasing interest rates on liabilities. 2. Whether insurance companies are prepared for movements in interest rates. 3. The effects that rising interest rates have on the asset side of the balance sheet and some of the associated risks. 4. Investment strategy and asset-liability strategy, using the SPDA product as example.

Description: This article will further discuss decentralized and centralized model development frameworks and provide tips and rationale for transitioning toward centralized model development.

Description: Underwriting and Risk Classification by Chris Cook and Vera Dolan from International Section News, February 1998, Issue No. 15.

Description: Reinsurance has been available for VA Guarantees for over 20 years. During that time, the reinsurance market for VA Guarantees has undergone frequent and sometimes violent transformations. Where does the market stand today? What forms and structures of reinsurance are available? Which VA Guarantee designs and features are easier to reinsure? Is reinsurance offered on both newly issued policies as well as in force/legacy books, and which vintages are difficult to reinsure? In an age of sophisticated hedging programs, what role does a reinsurer play in helping a VA writer manage this highly volatile risk? In this session, we will hear from a reinsurer that is actively writing new VA Guarantee reinsurance treaties in the U.S. and around the world, and from a VA writer that has successfully partnered with a reinsurer to enhance its VA product offering.

Description: There has been significant discussion of PBR for Life Insurance, but there have also been significant changes in PBR for annuities recently; including VM-21, VM-22, and future VM-23. This session will discuss recent changes in PBR for annuities as well as what the future may hold.

Description: In this column from the section chairperson, he suggests that in a world where 'too big to fail' is encouraged, entrepreneurs must adapt by developing marketing strategies and capabilities that deal effectively with both the end user of the services and the procurement professionals and process.

Description: This article is the first installment of a three-part series that aims to provide an overview of ESGs and will focus on the general motivation for stochastic modeling, its advantages and its limitations. Future articles will further break down the key factors of ESGs and the application of these factors to better understand the Academy Interest Rate Generator (AIRG).

Description: This report details a study of the 2000-2015 group life waiver of premium experience